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QUICK AND EASY LOAN APPROVAL
STEP 1
Call (706) 290-1111 or (800) 414-4124 and ask for one of our Commercial Loan Officers to discuss your loan request and proposed deal structuring.
STEP 2
RMC will Issue an Initial need list, which will detail documents needed to process the loan request.
STEP 3
RMC will issue the Preapproval/Conditional Loan Commitment with 72 hours of receipt of all requested documents from the initial needs list.
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STATED INCOME – STATED ASSETS
Program Highlights
Property Types
Retail, Offices, Warehouses, Self-storage
Apartments (5+ units)
Commercial – Mixed use properties
Restaurants, Taverns/Bars, Hotels, Motels
Special Purpose/Unique Properties
Most commercial properties considered!
Special Program Features
Seller Seconds
Gift of Equity
No Employment Seasoning
No Tax Returns – No IRS 4506 Required
Investor Stated Income/Stated Assets
Lending in the name of Corporations, Trust, or LLC
Credit, Income, or Other Challenges
- Bankruptcy or Foreclosure
- Liens, Judgements, Collections (may be waived if not on title)
- Cross Collateralization
- Credit Scores as low as 575
Loan Types
- Loan Amounts between $100,000 and $1,000,000
- Purchase, Refinance (Rate & Term), Refinance (Cash Out)
- *Loan amount over $400,000 may require additional documents
Interest Rate and Terms
- Fixed or Adjustable Rates
- 15, 20, or 30 year Amortization
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